Our Key Principles
At Unicorn-Fin, our investment capabilities are genuinely global - spanning a broad range of markets, asset classes and strategies. We combine our deep knowledge of local markets with the power of coordinated global oversight to drive better investment outcomes for you.
There is no substitute for experience.
Your assets are invested and managed by highly skilled fund managers each possess an average of 15 years' specialist experience and are given the scope to exercise flair and judgement within a portfolio's controlled framework.
Team-based insight-sharing and decision-making
We believe that lone-term investment success is achieved by bringing together independent teams of active specialists and investors who share a common commitment to responsible investment principles.
First-hand fundamental research
We believe fundamental analysis is the only method to measure a security's intrinsic value. We study anything that can affect the security's value, from macroeconomic actors such as the state of the economy and industry conditions to microeconomic factors like the effectiveness of the company's management.
The investment landscape has become increasingly challenging - lower yields, returning inflation, regulatory complexity and rapidly advancing. To navigate this new terrain, fresh thinking is needed.
In a world where change is accelerating, we take an entrepreneurial approach to finding investment opportunities. Our purpose is to connect clients to investment opportunities around the world. We work closely with our clients, combining the strength of an institutional platform with the flexibility to meet their needs.
Fund investment helps you accumulate your assets in a more productive way. According to the World Bank, the inflation rate soared from 1.48% to 5.28% in the past decade, while the deposit interest rate increased just 0.01% in Hong Kong. Not only does fund investment hatches against inflation, but it is also leveraged for capital appreciation.
We offer our clients more than 100 funds that cover funds in different countries, regions, industries, as well as those in the money market. All of our funds are managed by renowned fund houses like UBS, Allianz, Fidelity, Franklin Templeton, Value Partners, etc.
Premium financing provides more flexibility when it comes to paying premiums. As the policyholder, you’d be able to maintain better cash flow, thus minimising the need to liquidate your assets to fund premium payments.
How we got you covered?
Three ways for potential long-term savings
Steadily with guaranteed cash value, regularly with annual dividends and in the long term with terminal bonus.
Realization option to lock in gains
You have the option to lock in up to 50% of your terminal bonus on your 15th policy anniversary or every anniversary thereafter.
Flexible withdrawal options
You can withdraw the locked-in terminal bonus and/or non-guaranteed annual dividends which have built up on your policy.
Passing on your wealth to the future generations
The plan gives you the option to change the life insured to another loved one5 to pass on your wealth to the next generation.
Different options for paying your premiums
Pay with a single payment, or over 5 or 10 years to suit your needs.
Flexible financial planning
Option to take a premium holiday for up to 2 years after the second policy anniversary.
The content of this website does not contain the full terms of the policy, and the full terms can be found in the policy document. Please contact us for details.